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▪  ATM : An Automated Teller Machine (ATM) is a computerized telecommunications device that provides the clients with access to financial transactions in a public space without the need for a cashier, human clerk or bank teller.

▪  Balance of Trade : the part of a nation's balance of payments (difference between foreign entities with domestic entities) that deals with merchandise (or visible) imports or exports.

▪  Bancassurance : Selling of insurance products through banks. It also refers as cross selling of insurance products.

▪  Bank Rate : This is the rate at which the central bank (RBI) lends money to other banks or financial institutions. If the bank rate goes up, long-term interest rates also tend to move up. and vice versa.

▪  Bounced Cheque : When the bank has not enough funds in the relevant account or the account holder requests that the cheque is bounced (under exceptional circumstances) then the bank will return the cheque to the account holder.

▪  Camels : It is a supervisory rating system . It refers to Capital adequacy, Assets, Management Capability, Earnings appraisal, Liquidity (also called asset liability management) and Sensitivity (sensitivity to market risk, especially interest rate risk).

▪  Cash Reserve Rate : Specifies the percentage of their total deposits the commercial; bank must keep with central bank or RBI. Higher the CRR lower will be the capacity of bank to create credit.

▪  CGT (Capital gain tax) : It is a direct tax that will be levied on sales and purchases of capital assets such as Shares, stakes, even costlier items which won’t have depreciation such as monuments, paintings.

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